Stages of Compliance to PCI-DSS
URM is a PCI Qualified Security Assessor (QSA) which means that it has been certified by the PCI Security Standards Council (PCI SSC) to assess organisations compliance to PCI DSS.
Apart from its QSA capabilities, URM, through a different team of PCI specialists, is able to assist organisations prepare for compliance. A typical road map is as follows:
Category of compliance
The first main challenge for organisations is to identify what credit cards they process and the volumes of transactions for each card type so they can determine which category of compliance they fall in to.
Scope:
Each organisation must identify the data flows in order to ascertain the environment (logical and physical) in which the card transactions are processed. This then becomes the focus of the PCI DSS compliance work.
Infrastructure review
URM works with its customers to ensure that compliance is facilitated by ensuring that the design of the infrastructure in which card transactions are processed is designed to optimise compliance.
Audit and assessment
Please refer to here.
Remediation
Not only does URM make recommendations to correct any non-compliance, it also provides consultancy to ensure that remediation activities are carried out in an appropriate manner to ensure compliance.
Compliance Maintenance
PCI DSS compliance is an on-going process. URM can provide consultancy services under a maintenance contract to ensure that compliance, once achieved, is maintained to the correct standard.
Benefits of PCI Compliance PCI DSS, through its binding collection of rules, aims to reduce financial fraud through improving the security capabilities of all aspects of an organisation's IT environment that processes payment card information. There are many benefits of PCI DSS compliance including the:
- Protection of customers’ personal data
- Increased customer confidence provided by a higher level of data security
- Increased protection against financial penalties and remediation costs that arise from security breaches
- Safeguarding the organisation’s brand and reputation
- Risk assessment and benchmarking of the security systems that surround the storing, processing and transmission of payment cardholder data.